I am lucky if compared to some of my blogging pals. I have an online income that brings me a steady income while hubby has a fixed full time job.

After paying all the expenses, debt repayments, car and home loan instalments and utility bills, there is still money left to be saved as savings.

Some of my blogging pals are not as lucky as I am. They themselves or/and their husbands have been laid off or had pay cuts due to current bad economy.

One of the pals had to stop paying her and her husband’s low cost health insurance because they simply had no savings to pay another month’s insurance premiums.

May God bless all my blogging pals.