Wow, some of hubby’s friends have started receiving their annuities! I wonder when it is hubby’s turn.

Well, actually it’s only a few years away. By then, hubby can live the life he wants, do the stuff he likes and spend as much as he likes without being nagged by me.

For the time being, he must be nagged at when it comes to spending money. He doesn’t seem to be able to control his spending habits.

If he had been thriftier all these years, we would have had so much money in our savings accounts.